"The Little Book of Main Street Money" by Jonathan Clements (John Wiley and Sons, Inc. 2009) provides a common sense, easy-to-understand guide for main street Americans about all aspects of managing their financial affairs.

Mr. Clements is currently Director of Financial Guidance for myFi (www.myFi.com) a new financial service from banking giant Citicorp. Previously, Mr. Clements was the Wall Street Journal’s award-winning personal finance editor for eighteen years. We looked forward to his weekly columns and often quoted him in our newsletters and articles.

The book’s subtitle: “21 Simple Truths that Help Real People Make Real Money”, sums up the book quite well. Mr. Clements summarizes all the keys to financial success he has written about for all those years while at the Wall Street Journal and does it in a clear, easy to understand way that even the novice can understand.

Jonathan’s “21 Simple Truths” cover all aspects of your finances from basic money management, investing and taxes to behavioral finance issues, wills and insurance. He sums up each chapter with key points he calls “Street Smarts”. In our opinion, there’s no one better than Jonathan Clements when it comes to explaining to the layman what one must do to be successful financially. If you’ve tried other financial books and been turned off with their technical jargon, this is likely the book for you. If you follow Jonathan’s straightforward advice, you can’t help but achieve financial success. This book’s a quick read that you’ll have trouble putting down.